Specialist Insurance Solutions.for Jewellery & Precious.Metals Businesses.

Jewellery Insurance, also known as Jewellers Block Insurance or a Jewellers Package Protector Policy, is a specialised insurance solution designed to protect jewellery businesses against a wide range of specified risks associated with the storage, handling, manufacturing and movement of valuable jewellery and precious metals. A properly structured policy can provide protection, subject to the policy terms, conditions, exclusions, limits and warranties, against risks such as:

• Fire & Allied Perils
• Shoplifting & Burglary
• Housebreaking
• Robbery & Dacoity
• Transit Losses
• Angadia & Logistics Transit Risks
• Employee Fidelity / Dishonesty
• Goldsmith / Karigar Fidelity
• Exhibition Stock Losses
• Stock at Showrooms, Warehouses & Other Insured Locations

Jewellery businesses face unique risks because their stock is high in value, portable and frequently moved between showrooms, warehouses, goldsmiths, manufacturers, exhibitions, customers and transit channels.

Jewellers Block Insurance or a Jewellers Package Protector Policy is a specialist commercial insurance policy designed for jewellery businesses. It can provide protection for jewellery and related stock at declared premises and in other specified situations such as transit, exhibitions or while entrusted to goldsmiths, subject to policy terms and conditions.

Risk Solution Jewellery Insurance is a jewellery insurance specialist and a group of authorised insurance agents associated with major insurers across India. We understand the unique risks faced by jewellers and the way the jewellery business operates. With 18 years of industry experience and 4,000+ claim settlement experiences, we help jewellers choose suitable insurance coverage based on their specific business and risk profile. Pradeep Banerjee, the founder of Risk Solution, brings extensive industry knowledge and a deep understanding of the risks and challenges faced by jewellers.

Risk Solution focuses on the insurance requirements of jewellery and precious-metal businesses, including jewellers, bullion merchants, goldsmiths, manufacturers and diamond businesses. Our approach focuses on understanding the client's operations, identifying exposures, structuring suitable insurance solutions and providing claims-related assistance.

Eligible jewellery businesses may include retail jewellers, jewellery manufacturers, wholesalers, diamond jewellers, jewellery traders, Hallmarking Centres, goldsmiths and other jewellery-related businesses.